Privacy Policy

Effective Date: April 1, 2026  |  Last Updated: April 1, 2026

FutureCalc ("we," "us," or "our") operates the website fvcalculator.net. This Privacy Policy explains how we collect, use, and protect information when you visit our website.

1. Information We Collect

FutureCalc is designed with privacy in mind. We minimize data collection to only what is necessary to operate and improve the website.

Information You Provide

If you contact us via email, we collect the information you voluntarily provide, such as your name and email address. All financial data you enter into our calculators is processed entirely in your browser and is never sent to our servers.

Automatically Collected Information

When you visit our website, certain information may be collected automatically through cookies and similar technologies, including:

  • IP address (anonymized where possible)
  • Browser type and version
  • Operating system
  • Pages visited and time spent on each page
  • Referring website URL
  • Device type (desktop, mobile, tablet)

This information is collected through third-party analytics and advertising services and is used solely to understand how visitors use our site so we can improve the user experience.

2. How We Use Information

We use the limited information we collect to:

  • Operate and maintain the website
  • Understand how visitors interact with our tools and content
  • Improve our calculators and educational resources
  • Respond to inquiries and support requests
  • Comply with legal obligations

We do not sell, rent, or share your personal information with third parties for their marketing purposes.

3. Google AdSense and Cookies

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies and similar technologies to serve ads based on your prior visits to our website and other websites on the Internet.

How Google Uses Cookies

  • Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.
  • Google may use the DoubleClick cookie to serve interest-based advertising (also known as personalized advertising).
  • You may opt out of personalized advertising by visiting Google Ads Settings.
  • You can also opt out of third-party vendor cookies for personalized advertising by visiting www.aboutads.info/choices/.

Managing Cookies

Most web browsers allow you to control cookies through their settings. You can typically configure your browser to refuse all cookies, accept only first-party cookies, or notify you when a cookie is set. Please note that disabling cookies may affect the functionality of some website features.

For more information about how Google collects and processes data, please review Google's Privacy & Terms.

4. Third-Party Services

Our website may use the following third-party services:

  • Google AdSense — for displaying advertisements. Google Privacy Policy
  • Google Fonts — for web typography. Font requests may transmit your IP address to Google servers. Google Fonts Privacy
  • Chart.js — loaded from a CDN for rendering charts. Served via jsDelivr CDN.

Each third-party service operates under its own privacy policy. We encourage you to review their policies to understand how they handle your data.

5. Data Security

We take reasonable measures to protect the limited information collected through our website. Our site is served over HTTPS to encrypt data in transit. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

Since all calculator computations are performed locally in your browser, your financial data is never transmitted to or stored on our servers.

6. Children's Privacy

FutureCalc is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us at the email address below, and we will take steps to delete such information.

7. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically for the latest information on our privacy practices.

8. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: